This Credit Card Won’t Be Leaving The House With Me Often


So I got my first credit card bill the other day. Well, first one in years. Manageable, I guess. No Pandora’s Box in opening the envelope. I didn’t run out and buy the 128-pack of Ramen noodles. Then again, I only made one purchase. A tricycle. But not any tricycle. This is a Radio Flyer trike that has all the bells and whistles [well, More...

by David Gaines | Published 2 years ago
Capital One Card
By David Gaines On Friday, July 6th, 2012
1 Comment

My Picture Perfect Plan To Not Let My Credit Cards Slip Through Those Swiping Machines

I was checking out my credit score the other day — as everyone should — and though it’s decent, it could be better. What’s holding my score from being excellent isn’t debt, which I More...

By David Gaines On Wednesday, April 13th, 2011

Sallie Mae Giving Away Free College Money

Earlier I posted about setting up a 529 account to save money for your little genius’ college expenses. But like any investment account, there is a chance of losing money based on how the stock market is More...

By David Gaines On Saturday, April 9th, 2011

Money For Your Kids’ College — Plan 529

It’s amazing what men converse about when they have kids. Mike Lindsay started it off with his son; then Eric Mack followed up with his daughter before we had Najwa. Several years ago the three of us went More...

By David Gaines On Saturday, March 5th, 2011

$5 a Gallon, Here We Come

There was this little gas station off Battleground Avenue that I’d use to get my gas back in my A&T days. It simply had the cheapest gas in town. We’re talking about the mid-90s, but what happened More...